record-low-home-loan-rates-could-you-be-taking-advantage-of-this record-low-home-loan-rates-could-you-be-taking-advantage-of-this

Money has never been cheaper to borrow

It is not just first home buyers are relishing in the low-rate home loan environment that we are currently in. We have found that the Lenders on our panel are also scrambling to offer our customers historic deals as we negotiate on behalf of our customers that have an existing mortgage right now.

Refinancing is the in thing!

Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have not yet re-financed their old high-rate home loan. What does this mean? Millions of mortgage holders right now here in Australia are paying more interest than they really need to. For me, that is the definition of crazy! Especially when you have a Finance Professional like Fox Finance Group in your corner willing to do all the heavy lifting for you to capitalise on these savings.

Ask yourself this question

What is my home loan interest rate right now?

If you answered, “I don’t’ exactly know”, you are not alone, but there is a solution. A 10-minute conversation with one of our Home Lending Specialists will quickly establish if you could be saving money right now. If you are already on the best deal, we will also let you know of that as well, giving you peace of mind that you are in the best possible loan position right now.

Need more convincing?

Here are some great reasons to chat to us about re-financing your home loan:

  • Lock in a lower rate before they rise again, so you can put some more money back in your pocket right now.
  • Leverage your hard earnt equity to enable you to purchase an investment property.
  • Keep your repayment at the same level, or even increase your repayment slightly so you can get ahead and pay your loan off sooner.
  • Find a Lender that is a better fit for you and what you want to do in the future. This can be a great chance to consider a different loan product type, consolidate other debts you may have, or access the latest exclusive deals.

Sad but true

Your Bank will not reach out to you and say, “Hey, did you know that we are offering other customers a better deal than you are on right now?” As part of our process, we compare literally hundreds of the most competitive home loan offer on the market right now. Give us a call on 1300 665 906 and start a conversation with our team that could set you up even better for the future.


This article was prepared by Fox Property Finance Pty Ltd (ABN 28 648 057 498). Any refinancing is subject to normal lender-imposed terms and conditions including but not limited to loan serviceability, valuations, and confirmed capacity to service both any existing and revised lending arrangements. The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation, we encourage readers to make their own enquiries and research to ensure its relevance to your specific personal requirements and circumstances.