We are passionate about working with paramedics to ensure we provide tailored services that help you secure the most competitive interest rates and loan products on the market, handling the legwork to save you time and effort.
We will save you time, money and stress, especially for paramedic home loans. Working closely with 50-plus lenders on our panel, so that we can get you the best deal on the market.
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Discover how much you can save by refinancing or switching home loans
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Work out how much it could cost you to purchase a property
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Fill out some basic details in our simple online form.
Discuss your outlines and objectives with a Home Lending Specialist
Run through the products you are eligible for. Compare and contrast what suits you best.
Once satisfied with the approval after your Home Loan review, sign your documents online with our simplified process.
Your current loan will be paid out, and your new loan will commence.
Fill out some basic details in our simple online form.
Discuss your outlines and objectives with a Home Lending Specialist
Run through the products you are eligible for. Compare and contrast what suits you best.
Once satisfied with the approval after your Home Loan review, sign your documents online with our simplified process.
Your current loan will be paid out, and your new loan will commence.
Fill out some basic details in our simple online form.
Discuss your outlines and objectives with a Home Lending Specialist
Run through the products you are eligible for. Compare and contrast what suits you best.
Once satisfied with the approval after your Home Loan review, sign your documents online with our simplified process.
Your current loan will be paid out, and your new loan will commence.
as a Financial Services Group helping customers Australia wide
of processed applications for everyday Australians and SME businesses
customers provided with genuine, efficient service
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Often, no! This is a key benefit of your profession. While most borrowers pay LMI if their deposit is under 20%, many lenders offer LMI waivers or reductions specifically for paramedics. This means you could buy a home with a 5% or 10% deposit and save tens of thousands of dollars in LMI fees.
Due to LMI waivers or reductions, you can typically get a home loan with a deposit as low as 5% or 10% of the property’s value. You’ll still need additional funds to cover other costs like stamp duty and solicitor fees.
Yes, absolutely! This is a huge advantage for paramedics. Many lenders will assess 100% of your consistent overtime, shift allowances, and penalty rates when calculating your borrowing capacity. They understand these are a regular part of a paramedic’s income.
Medico home loans (or home loans for healthcare workers) are specialised mortgage loans offered by some lenders. They recognise the stable, essential nature of your work. Benefits can include waivers or reductions in Lenders Mortgage Insurance (LMI) for deposits of less than 20%, discounted interest rates, and more flexible income assessment (especially for overtime and allowances).
It can be more challenging, but yes, it’s possible. Lenders will typically require a longer history of consistent casual employment (e.g., 12-24 months) and may only consider a portion of your income. However, some lenders are more flexible with essential service workers, but we will be able to explore your options.
