Your vital contribution to our community is why we've partnered with leading lenders to offer exclusive home loan benefits tailored specifically for you. We're here to make your homeownership dreams a reality, with a seamless process and expert guidance every step of the way.
As a valued nurse, you may be eligible for a range of significant benefits:
Navigating the home loan landscape can be complex, but with Fox Home Loans it doesn't have to be. Our dedicated mortgage brokers are experts in securing the best deals for nurses. We offer:
Work out how much you can borrow based on your income and expenses
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Fill out some basic details in our simple online form.
Discuss your outlines and objectives with a Home Lending Specialist
Run through the products you are eligible for. Compare and contrast what suits you best.
Once satisfied with the approval after your Home Loan review, sign your documents online with our simplified process.
Your current loan will be paid out, and your new loan will commence.
Fill out some basic details in our simple online form.
Discuss your outlines and objectives with a Home Lending Specialist
Run through the products you are eligible for. Compare and contrast what suits you best.
Once satisfied with the approval after your Home Loan review, sign your documents online with our simplified process.
Your current loan will be paid out, and your new loan will commence.
For nurses, LMI can often be waived or reduced! Unlike most buyers who face LMI with less than a 20% deposit, many lenders provide specific exemptions for nurses. This creates opportunities to purchase a home with only a 5% or 10% deposit, potentially saving you substantial LMI expenses.
Your borrowing capacity as a nurse depends on factors like your income, expenses, credit score and employment status. However, many lenders offer higher borrowing limits and special policies for eligible nurses. We will be able to go over this with you and find the best tailored loan option.
We work with lenders who accept nurses with as little as one day in their current role, offering flexibility across roles and specialities. A stable income and consistent work history in healthcare are the key requirements.
Yes. Lenders often consider your debt-to-income (DTI) ratio, not just the debt itself. Many nurses qualify even with student loans, especially if you have a consistent income and good credit.
Yes. Most lenders allow overtime, bonuses, and shift differential pay to count toward qualifying income.