With deep insight into the Sunshine Coast property market and access to a wide range of lending options, we tailor home loan solutions to fit your unique financial situation and long-term goals. Whether you're buying your first home, next property, or refinancing for better interest rates, cash out for renovations or any other worthwhile purpose.
Our dedicated home loan mortgage brokers are passionate about helping everyday Australians find loan solutions that truly align with their financial goals. We don’t just compare rates; we take the time to understand your unique situation and tailor options that make sense for you now and in the future.
Whether you’re refinancing to get a better deal, buying your first home, renovating to create your dream space, or securing an investment property to build long-term wealth, we’re here to help make it happen.
When it comes to securing a home loan, working with a mortgage broker like Fox Home Loans offers significant advantages such as:
Unlike banks, we’re not tied to one set of products. We have access to a broad network of lenders, allowing us to compare and source the most competitive loan options tailored to your needs.
Banks represent their own interests. We represent yours. As your mortgage broker, we work solely for you, advising, researching, and negotiating on your behalf to find the right loan structure, terms, and rate that fit your financial goals.
Not all borrowers fit into a standard lending box. Whether you need flexible terms, alternative documentation, or specialised loan features, we know where to look, and how to make it happen, especially in complex or non-traditional scenarios.
We do the legwork: comparing lenders, negotiating rates, and managing paperwork so you don’t have to. Our expertise helps streamline the process and can potentially save you thousands over the life of your loan.
Home loan pre-approval is a process by which a lender reviews your financial and credit history to determine how much money they would be willing to lend you for a home purchase. Pre-approval is not a guarantee that you will receive a loan, but it does provide an indication of how much you can borrow and the terms of the loan.
To obtain pre-approval, you typically need to provide the lender with information about your income, assets, and debts, as well as your credit score. The lender will use this information to assess your creditworthiness and calculate how much they are willing to lend you.
The pre-approval process typically takes a few days to a week, depending on the lender and the complexity of your financial situation. Once you receive pre-approval, you can start shopping for homes with the confidence of knowing how much you can afford to borrow.
Enquire for Pre ApprovalA first home buyer loan is a type of home loan specifically designed for individuals who are purchasing their first home. These loans typically have features that are intended to help first-time buyers enter the property market, such as lower deposit requirements, reduced or waived fees, and government incentives.
It’s important to do your research and compare the features and costs of different loans to find the one that best suits your individual needs and financial situation. Or leave it to the experts at Fox Home Loans. We’re here to help first home buyers navigate the complex road to owning their first home.
Enquire for your First Home LoanHome loan refinance is the process of replacing an existing home loan with a new loan from a different lender or with a different loan product from the same lender. The primary purpose of refinancing a home loan is usually to obtain a better interest rate or to access different loan features or benefits.
When you refinance a home loan, you essentially pay off the existing loan with a new loan, and the terms and conditions of the new loan may differ from those of the old loan. For example, you may be able to obtain a lower interest rate, switch from a variable rate to a fixed rate or vice versa, or access features such as offset accounts or redraw facilities.
Refinance your Home LoanBefore you start the process of switching home loans, it’s important to consider why you want to make the switch. Do you want to lower your interest rate, access different loan features, or consolidate debt? Understanding your reasons for switching can help you choose the right loan product and lender.
It’s important to note that switching home loans can be a complex process, and it may be helpful to seek advice from a mortgage broker like Fox Home Loans to ensure that you are making the right decision for your individual circumstances.
Switch Home LoansAn investment property loan is a type of home loan designed specifically for individuals who are looking to purchase a property for investment purposes rather than to live in themselves. These loans are typically used to purchase a property that will be rented out, with the rental income used to help repay the loan.
It’s important to carefully consider the costs and risks associated with investing in property and to do your research to find the right investment property loan for your needs. A financial advisor or mortgage broker may be able to provide guidance and advice to help you make informed decisions about your investment strategy.
Enquire for an Investment Property LoanA renovation home loan, also known as a home renovation loan or a home improvement loan, is a type of home loan that is specifically designed for borrowers who want to renovate or improve their existing home. These loans can provide funding to cover the cost of renovations or improvements, which can be a more affordable way to upgrade a home than selling and buying a new property.
If you are considering a renovation home loan, it’s important to have a clear understanding of your renovation plans and budget, and to work with a reputable lender or mortgage broker who can help you find the right loan product for your needs.
Enquire for a Renovation Loan
Find out how much you can borrow to unlock the door to your dream home.
Enter some basic details in our simple online form.
Discuss your loan preferences and application information.
Your Lending Specialist will discuss all details of your pre-approval.
With our technology, you can simply sign your loan documents electronically.
Your loan funds will be processed when settlement is finalised. It's that simple!
Enter some basic details in our simple online form.
Discuss your loan preferences and application information.
Your Lending Specialist will discuss all details of your pre-approval.
With our technology, you can simply sign your loan documents electronically.
Your loan funds will be processed when settlement is finalised. It's that simple!
Enter some basic details in our simple online form.
Discuss your loan preferences and application information.
Your Lending Specialist will discuss all details of your pre-approval.
With our technology, you can simply sign your loan documents electronically.
Your loan funds will be processed when settlement is finalised. It's that simple!
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A variable rate home loan is one in which the interest rate you pay is not set in place, and can fluctuate over the life of the loan, depending on the market conditions and the decisions of the lender.
Equity is the difference between your property’s current value and what you still owe on your mortgage.
To use it as a deposit for another property, lenders typically require that you have enough equity to cover at least the deposit and associated costs. At Fox Home Loans, we can help assess your property’s equity and guide you on how to leverage it safely for your next investment.
Your home loan pre-approval amount depends on your financial situation, including your income, expenses, existing debts, and credit history. Lenders use this information to estimate how much you can borrow, giving you a clear idea of your budget before you start house hunting.
At Fox Home Loans, we can guide you through the process to get the most accurate pre-approval for your circumstances.
How Loan pre-approvals typically last from 60-90 days but can vary depending on your lender. When working with Fox Home Loans you will have your own dedicated mortgage broker will explain your options if your pre-approval is about to expire.
Yes, making too many formal credit enquiries can affect your credit score. That’s why at Fox Home Loans we start with a soft credit check which doesn’t leave a mark on your credit file. This allows us to review your situation and compare options across our panel of 50-plus lenders, helping you find the best deal without impacting your credit rating.
