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Fill out some basic details in our simple online form.
Discuss your outlines and objectives with a Home Lending Specialist
Run through the products you are eligible for. Compare and contrast what suits you best.
Once satisfied with the approval after your Home Loan review, sign your documents online with our simplified process.
Your current loan will be paid out, and your new loan will commence.
Fill out some basic details in our simple online form.
Discuss your outlines and objectives with a Home Lending Specialist
Run through the products you are eligible for. Compare and contrast what suits you best.
Once satisfied with the approval after your Home Loan review, sign your documents online with our simplified process.
Your current loan will be paid out, and your new loan will commence.
Fill out some basic details in our simple online form.
Discuss your outlines and objectives with a Home Lending Specialist
Run through the products you are eligible for. Compare and contrast what suits you best.
Once satisfied with the approval after your Home Loan review, sign your documents online with our simplified process.
Your current loan will be paid out, and your new loan will commence.
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Healthcare home loans (often called “medico home loans” or “home loans for healthcare workers”) are specialised mortgage loans designed for professionals in the healthcare industry. Lenders offer these loans with more favourable terms than standard home loans because healthcare professionals are generally seen as low-risk borrowers due to their stable employment, high earning potential, and consistent income.
Eligible healthcare workers are:
As a healthcare worker, you often don’t need to pay Lenders Mortgage Insurance (LMI), even with a deposit of less than 20%. This is a huge advantage because LMI can cost thousands of dollars.
Lenders offer this benefit because healthcare professionals are seen as low-risk borrowers due to their stable employment and strong earning potential. Our Home Lending Specialist will be able to explore these options with you to make sure you are getting the best loan in the market.
Yes, as a healthcare worker, you can often use overtime and shift differentials (also known as penalty rates or shift allowances) as part of your assessable income for a home loan.
Yes! Many lenders extend these benefits to self-employed healthcare professionals. If you run your own practice, lenders will typically assess your income based on your last two years of tax returns and financial statements.
