Fox Home Loans is an Australian company founded in 2006. Since then, we’ve helped thousands of customers find their perfect home loan.
Our goal is simple: to guide you through the confusing maze of lender requirements and find a home loan that fits your needs perfectly.
We only work with trusted banks and lenders on our approved panel. Our team regularly checks these lenders for competitive interest rates, reasonable fees, useful features, and quality service, making sure you get the best options available.
Our friendly home loan experts use their skills and knowledge to stand up for you. We work hard to get you the best possible deal in today’s home loan market.
We believe that finding the right home loan should be straightforward and personalised to your unique situation. We’re committed to matching our clients with loan solutions that truly fit their financial circumstances, delivering guidance founded in care, and competitive options that help turn homeownership dreams into a reality.
We strive to provide content that is trustworthy and accurate. We will make sure all of our content is thoroughly checked and reliable so you can make informed decisions about your personal finance options. Below are our guidelines to make sure we deliver on this promise to our readers:
Accuracy is the foundation of everything we write. We promise to give you information that is correct and trustworthy. To do this, we carefully research all our content using reliable sources like government websites, financial institutions, and industry experts. Our editorial team reviews everything before we publish it.
Being fair and balanced is just as important to us. We present information without favouring any financial product or service. Our writers never receive payments or rewards for giving positive reviews about any organisation, not from us or from the financial institutions we write about.
We work hard to make sure you can trust what you read here, so you can make informed decisions about your finances with confidence.
Our content team is completely separate from the rest of our organisation. This means advertising or business interests never influence the content we create.
Our team is responsible for all content on our website. We regularly review our previously published information to make sure it’s still accurate and up to date.
This independence allows us to provide you with honest, reliable information you can trust when making important financial decisions.
We firmly believe in being open and honest in everything we publish. When we use facts and figures from outside sources, we clearly identify where this information comes from. We also provide the necessary background context to help you fully understand the information we share.
This transparency ensures you can verify our sources and gain a complete picture of the financial topics we cover, helping you make well-informed decisions with confidence.
All our content is checked by our editorial team before it goes live. We verify all facts, figures, and details using reliable sources. Our writing is clear and simple, avoiding jargon or hard-to-understand terms.
We also keep our content up to date with the latest news and changes in the financial world.
We appreciate your feedback and welcome suggestions for enhancing our content. Our editorial team reviews every comment and takes necessary steps to resolve any concerns.
If you feel we haven’t met our editorial standards, please go to our contact us page. After we review your feedback, we will take one of the following actions.
Work out how much you can borrow based on your income and expenses
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Discover how much you can save by refinancing or switching home loans
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Work out how much it could cost you to purchase a property
Calculate NowA variable rate home loan is one in which the interest rate you pay is not set in place, and can fluctuate over the life of the loan, depending on the market conditions and the decisions of the lender.
Equity is the difference between your property’s current value and what you still owe on your mortgage.
To use it as a deposit for another property, lenders typically require that you have enough equity to cover at least the deposit and associated costs. At Fox Home Loans, we can help assess your property’s equity and guide you on how to leverage it safely for your next investment.
Your home loan pre-approval amount depends on your financial situation, including your income, expenses, existing debts, and credit history. Lenders use this information to estimate how much you can borrow, giving you a clear idea of your budget before you start house hunting.
At Fox Home Loans, we can guide you through the process to get the most accurate pre-approval for your circumstances.
How Loan pre-approvals typically last from 60-90 days but can vary depending on your lender. When working with Fox Home Loans you will have your own dedicated mortgage broker will explain your options if your pre-approval is about to expire.
Yes, making too many formal credit enquiries can affect your credit score. That’s why at Fox Home Loans we start with a soft credit check which doesn’t leave a mark on your credit file. This allows us to review your situation and compare options across our panel of 50-plus lenders, helping you find the best deal without impacting your credit rating.
as a Financial Services Group helping customers Australia wide
of processed applications for everyday Australians and SME businesses
customers provided with genuine, efficient service
Rated 5 out of 5 by our customers on Google
